Welcome! Please carefully read the following Terms and Conditions of Use (“Terms of Use”) before using this website (“Site”). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Insta Pay Trading with regard to matters other than your use of the Site. Insta Pay Trading may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

This Site is owned and operated by Insta Pay Trading (“IPT”). Insta Pay Trading may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice. Your use of this Site may be monitored by Insta Pay Trading and used for Insta Pay Trading’s business purposes. We collect, use and disclose personal information in accordance with our Privacy Policy.

Limited License and Restrictions on Use

Insta Pay Trading grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by Insta Pay Trading in writing. Notwithstanding the foregoing, financial advisers, trust professionals, registered investment advisers, broker-dealers, nominees and other institutional trading partners (collectively, “Intermediaries”) may use the data and information provided on this Site for certain commercial uses with Insta Pay Trading’s prior approval or as otherwise permitted on this Site, provided that such Intermediaries comply with all other terms and conditions as set forth in these Terms of Use. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Insta Pay Trading reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by Insta Pay Trading in writing, you may not (or enable others to):

Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, “Materials”).

Redeliver any page, text, image, or Materials on this Site using “framing” or other technology.

Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Insta Pay Trading.

Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site.

Modify, copy, obscure, remove, or display Insta Pay Trading’s name, logo, trademarks, text, notices, or images without Insta Pay Trading’s express written permission. To obtain such permission, you may e-mail us at info@instapaytrading.com.

Include the term “Insta Pay Trading,” or any Insta Pay Trading trademark or executive’s name, or any variation of the foregoing, as a meta-tag, hidden textual element or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Insta Pay Trading.

Linking Conditions

You may not link to this Site unless you comply with these linking conditions (“Linking Conditions”). Insta Pay Trading grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site (“Link”), provided you comply at all times with the following conditions:

The Link must resolve to Insta Pay Trading’s portal page at www.insapaytrading.com, unaltered in any way.

The text of the Link must read either “IPT,” “Insta Pay Trading,” or “www.instapaytrading.com” You may not use any Insta Pay Trading logo or graphic, or any other Insta Pay Trading trademark, as part of the Link without Insta Pay Trading’s express written permission.

The Link and surrounding context on the linking site must not (a) falsely represent or misrepresent any relationship between the linking site and IPT, including suggestions of affiliation, endorsement, or sponsorship; (b) portray IPT or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look, or feel of the Site.

If you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages (known as “deep links”); provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site.

User Content and License Grant

You agree that you are solely responsible for all information, data, content, text, photographs, graphics, images, videos, messages, comments, quotations, files, documents and any other materials that you submit, upload, post, e-mail, transmit or otherwise make available via the Site (“User Content”). By submitting, uploading, posting, e-mailing or transmitting User Content to the Site, you represent and warrant that either you own all right, title and interest in and to the User Content or have express permission from the owner to copy and use such User Content for all purposes related to the Site. IPT does not control and is not responsible for the User Content uploaded via the Site and IPT neither guarantees the accuracy, quality or appropriateness of nor endorses any User Content submitted to the Site.

You agree not to use the Site to:

Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that is unlawful, harmful, threatening, abusive, menacing, harassing, tortious, defamatory, vulgar, pornographic, obscene, offensive, blasphemous, libelous, unlawful, invasive of another’s privacy or publicity rights, hateful, or racially, ethnically, or otherwise objectionable.

Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that personally attacks or is derogatory toward IPT as an entity, IPT employees, any IPT products or services, or any IPT Materials.

Harm minors in any way, including, but not limited to, submitting, uploading, posting, e-mailing, transmitting, or otherwise making available content that violates child pornography laws, child sexual exploitation laws, or laws prohibiting the depiction of minors engaged in sexual conduct.

Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

Forge headers or otherwise manipulate identifiers in order to disguise the origin of any User Content transmitted through the Site.

Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that you do not have a right to make available under any law or contractual or fiduciary relationships or obligations.

Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that infringes, violates, or misappropriates any patent, trademark, trade secret, copyright, or other intellectual property or proprietary right or any moral right of any party.

Submit, upload, post, e-mail, transmit, or otherwise make available any personal information or specific account details about yourself or any person or entity.

Submit, upload, post, e-mail, transmit, or otherwise make available any advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation.

Submit, upload, post, e-mail, transmit, or otherwise make available any material that contains viruses or any other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.

Intentionally or unintentionally violate any applicable local, state, national, or international laws, rules, regulations, decrees, acts, orders, directives, legislation, bills, or statutes.

You grant IPT and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors a perpetual, worldwide, irrevocable, nonexclusive, fully-paid up, royalty-free, sublicensable, and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce, publish, communicate to the public and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas, or expressions of ideas arising out of or based on the User Content, for any purpose in IPT’s sole discretion, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

IPT shall exclusively own all right, title, and interest in and to any derivative works or inventions created by or on behalf of IPT that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

Except as set forth in our Privacy Policy, none of the User Content that you submit, upload, post, e-mail, or transmit or otherwise make available via the Site shall be subject to any confidentiality obligations by IPT and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors. To the extent permitted by law, IPT shall not be liable in any way for any User Content or for the use or disclosure of any User Content.

You acknowledge that IPT and/or its vendors may or may not (but are not obligated to) monitor User Content, but that IPT shall have the right in its sole discretion to monitor, post, move, refuse, or remove any User Content, in whole or in part, for any reason whatsoever, without notice and without liability.

If you have any questions or comments about your IPT investments or other customer service issues, please click Contact Us at the top of any webpage.

Your Account

Certain parts of this Site may be protected by passwords or require a login. Further, for authentication purposes, certain features on this Site may require you to answer a designated security question. You agree to provide IPT with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree to use this Site to access only those accounts on which you are authorized to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorized to act. You agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected Materials or information, through any means not intentionally made available to you by IPT.

You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this Site, and for logging off of your account and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, logins, passwords, or security questions and answers, you agree to contact IPT immediately.

IPT will not be liable for any loss or damage arising from your failure to comply with this paragraph

Products and services provided to you through this Site may involve the electronic transmission, including via any e-mail address you provide to us, of information that you may consider to be personal financial information or promotional and marketing materials. You consent to such transmission; however, you have the option to unsubscribe. Please see our Privacy Policy for further details.

Data, Information, and Content

The Materials on this Site are for information, education, and noncommercial purposes only. Although IPT may provide data, information, and content relating to investment approaches and opportunities to buy or sell securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site in relation to your own personal circumstances before making any decisions based on such Materials. To the extent permitted by law you agree not to hold IPT or its third party information providers liable for any possible claim for damages arising from any decision you make in relation to your individual circumstances based on the Materials made available to you through this Site. By providing access to other websites, neither IPT nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website’s sponsoring organization.

General advice warning

IPT is the product issuer. The information on this website is general information only and does not take into account your individual objectives, financial situation or needs or those of your client. Before making an investment decision or recommendation, you should consider your or your client’s objectives, financial situation and needs, as well as the relevant Product Disclosure Statement (PDS) or Prospectus. You can access our PDS’s and Prospectuses online, or by calling us.

Investments not guaranteed

Our products aim to closely track index returns before fees and taxes. Investments are not guaranteed and may decrease in value. Past performance is not an indication of future performance.

Insta Pay data terms and conditions of use

All information provided by Insta Pay UAE L.L.C (“IPT”) and its affiliates (the “Insta Pay Trading”) is owned by or licensed to Insta Pay and its affiliates and any user is permitted to use such Insta Pay Information only for such user’s personal use. In no event shall any user publish, retransmit, redistribute or otherwise reproduce any Insta Pay Information in any format to anyone, and no user shall use any Insta Pay Trading Information in or in connection with any business or commercial enterprise, including, without limitation, any securities, investment, accounting, banking, legal or media business or enterprise.

Prior to the execution of a security trade based upon the Insta Pay Information, you are advised to consult with your broker or other financial representative to verify pricing information.

THE INSTA PAY INFORMATION IS PROVIDED TO THE USERS “AS IS.” NEITHER INSTA PAY NOR ITS AFFILIATES NOR ANY THIRD PARTY DATA PROVIDER MAKE ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND REGARDING THE INSTA PAY INFORMATION, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. NEITHER INSTA PAY NOR ITS AFFILIATES NOR ANY THIRD PARTY DATA PROVIDER WILL BE LIABLE TO ANY USER OR ANYONE ELSE FOR ANY INTERRUPTION, INACCURACY, ERROR OR OMISSION, REGARDLESS OF CAUSE, IN THE INSTA PAY INFORMATION OR FOR ANY DAMAGES (WHETHER DIRECT OR INDIRECT, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY) RESULTING THEREFROM.

Copyright Policy, Notice, and Claim Information

All Materials on this Site or our phone app, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by IPT and its third party information providers, and are protected by international intellectual property laws.

If you have any customer service questions or would like an alternative method of reaching us, please Contact Us.

Trademarks and Patents

All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.

All IPT graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of IPT. IPT’s trademarks, service marks, and trade dress may not be used in connection with any product or service that is not IPT’s, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits IPT . Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of IPT .

International Use

Because of the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States, as set forth in the U.S. Export Administration Regulations, the U.S. International Traffic in Arms Regulation, and the U.S. Office of Foreign Assets Controls’ trade sanctions rules.

Unless specifically stated otherwise, each investment product and service referred to on this Site is intended to be made available internationally to any potential investor. Units in the IPT Fund, the IPT Fund (Hedged) – AED class and the IPT International Shares Index Fund (Hedged) – AED class are offered only to any potential investor. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. In particular, the investment products and services referred to on this Site are not intended to be sold to U.S. Persons as defined under Regulation S of the U.S. federal securities laws. Persons residing in the United States are invited to visit IPT’s website for U.S. investors for more information about products and services available to them. References on this website to dollars are to US dollars unless otherwise specified.

Third Party Content

Data and other materials appearing on this Site that are provided by third parties are believed by IPT to be obtained from reliable sources, but IPT cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. IPT is not responsible for and does not prepare, edit, or endorse the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that IPT has provided a link to a third party’s website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by IPT with respect to such website, its owners, providers, or services. You will use any such third party content at your own risk and you agree that IPT is not liable for any loss or damage that you may suffer by using third party websites or any content, advertising, products, or other materials in connection therewith.

Timeliness of Content

All content on this Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Termination

The rights granted to you herein terminate immediately upon any material violation by you of these Terms of Use. IPT reserves the right to temporarily or permanently terminate your access to and use of this Site at any time. IPT will endeavor to give you notice, however in some circumstances this may not be possible (e.g. due to unforeseen technological issues). You may also stop using this Site at any time and for any reason without notice to us.

IPT will not be liable to you or any third party for any termination of your access to or use of this Site. Termination does not relieve you of your accrued obligations and liabilities pursuant to these Terms of Use, nor does termination waive any breach of these Terms of Use by you.

Warranty Disclaimers

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

THE TERMS THAT APPLY TO YOUR USE OF THE SITE ARE THESE TERMS AND SUBJECT TO YOUR NON-EXCLUDABLE RIGHTS UNDER CONSUMER PROTECTION LAWS. NO OTHER TERMS OR RIGHTS APPLY. YOUR USE OF THIS SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE WILL USE DUE CARE AND SKILL IN PROVIDING THE SITE AND THE MATERIALS, PRODUCTS AND SERVICES OFFERED ON THE SITE AND SUBJECT TO YOUR RIGHTS UNDER LAW THAT MAY APPLY AND WHICH CANNOT BE EXCLUDED, IPT AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS:

GIVEN THE NATURE OF THE INTERNET, DO NOT WARRANT OR REPRESENT THAT THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE OR THEIR USE IS COMPLETE, ACCURATE, CURRENT OR FREE FROM ERRORS OR OMISSIONS, PROGRAMMING BUGS OR VIRUSES OR SECURE OR HAVE FULL FUNCTIONALITY;

DO NOT WARRANT OR REPRESENT THAT THE AVAILABILITY OF THE SITE WILL BE CONTINUOUS OR UNINTERRUPTED, THAT ANY DEFECTS WILL BE CORRECTED OR THAT THE SITE, THE SERVER THAT MAKES IT AVAILABLE OR ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE ARE FREE FROM VIRUSES, AS THE AVAILABILITY OF THE SITE OR ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE MAY BE SUBJECT TO NUMEROUS FACTORS, INCLUDING ROUTINE MAINTENANCE AND FACTORS OUTSIDE OUR CONTROL (SUCH MALFUNCTION IN EQUIPMENT OR SOFTWARE, INTERNET ACCESS DIFFICULTIES, OR DELAY, ERROR OR FAILURE OF TRANSMISSION, THE SITE’S RELIANCE ON SYSTEMS AND SERVICES THAT WE DO NOT OWN OR CONTROL);

HAVE NO RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME;

DO NOT WARRANT THE SERVICE WILL MEET ALL OF YOUR REQUIREMENTS OR EXPECTATIONS; AND

EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIEDWITH RESPECT TO (I) THE SITE; (II) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES.

Liability and Indemnity

IPT ACCEPTS LIABILITY TO YOU FOR BREACH OF ANY STATUTORY GUARANTEE OR OTHER RIGHTS UNDER CONSUMER PROTECTION LAWS THAT CANNOT BE EXCLUDED AND FOR LOSS OR DAMAGE THAT IS A DIRECT RESULT OF, AND FLOWS NATURALLY FROM, OUR BREACH OF CONTRACT OR NEGLIGENCE UNDER THE PRINCIPLES APPLIED BY THE COURTS. HOWEVER, EXCEPT AS EXPRESSLY PROVIDED BY LAW, IPT, ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS ARE NOT LIABLE FOR:

LOSS OR DAMAGE THAT WAS NOT REASONABLY FORESEEABLE;

LOSS OR DAMAGE THAT WAS NOT CAUSED BY OUR BREACH OF STATUTORY GUARANTEE, CONTRACT OR BY OUR NEGLIGENCE;

LOSS OR DAMAGE THAT WAS CAUSED BY YOUR BREACH OF CONTRACT OR YOUR NEGLIGENCE; AND

LOSS OR DAMAGE CAUSED BY EVENTS OUTSIDE OUR REASONABLE CONTROL (SUCH AS A MALFUNCTION IN EQUIPMENT OR SOFTWARE, INTERNET ACCESS DIFFICULTIES OR DELAY OR FAILURE OF TRANSMISSION).

FOR ALL OTHER LIABILITY, INCLUDING IN RELATION TO BREACH OF CONTRACT OR NEGLIGENCE TO EXTENT PERMITTED BY LAW, IPT, ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS WILL NOT BE LIABLE FOR ALL OTHER INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL. TO THE EXTENT THAT SUCH LIABILITY CANNOT BE EXCLUDED, IT IS LIMITED TO RESUPPLYING, REPAIRING OR REPLACING THE RELEVANT GOODS OR SERVICES (OR PAYMENT OF THE COST OF RESUPPLY, REPAIR OR REPLACEMENT) AND WHERE IT IS FAIR AND REASONABLE TO DO SO.

YOU MUST TAKE REASONABLE STEPS TO MINIMISE THE EXTENT OF ANY LOSS OR DAMAGE YOU MAY SUFFER AS A RESULT OF THE PROVISION OF (I) THE SITE; (II) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES.

You agree to indemnify and hold harmless IPT, its subsidiaries and affiliates, and each of its and their officers, directors, employees, and agents, from and against all claims, demands, liabilities, damages, losses, or expenses, material arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use.

Integration and Severability

If any provision of these Terms of Use is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between you and IPT relating to the subject matter herein.

Service Contract

A.  Service Terms and Conditions

With reference to our intention (Client) to obtain Electronic Trading Center services via Insta Pay Trading app from your esteemed establishment for the purpose of trading currencies & metals in Foreign Exchange Market, we hereby acknowledge our acceptance of the following terms and conditions which shall be applied to the trading.

We discharge the Company of any liability arising from the currency prices fluctuations or any losses whatsoever which may be sustained by us in connection with obtaining electronic trading center services from you in respect of trading the currencies or metals. We already realize that our decision to trade currencies or metals or the engagement in any financing through you shall be at our own full responsibility and risk, without any liability to be responsible on the Company or its employees.

B.  Undertaking

We undertake (Client) to bear all actual fees, expenses and costs resulting from the Company’s compliance with our instruction, as well as any losses incurred by the Company as the result thereof. We authorize the Company to debit all these to our accounts therewith.

Furthermore, to the fullest extent permitted by law we shall at all times whether during the course of the provision of the financing or thereafter, indemnify the Company and keep it fully and effectively harmless and indemnified against all actual costs, claims, demands, expenses and liabilities of whatsoever nature arising out or in connection with its approval of extending banking facilities to us to trade the currencies.

C.  Company’s Entries

Save for the clear or international accounting error, the Company entries, records, statements and any copies or extracts thereof shall be treated as a qualified proof and evidence in establishing all the financial transactions carried by us with the Company from time to time.

D.  Company Responsibility

We understand and declare (Client) that, save for the error or gross default by the Company, the Bank shall not be responsible for any loss sustained by us as a result of the Company abidance by our instructions or its approval of extending electronic trading center services to us to trade the currencies, or any damage incurred for reasons beyond the company’s control.

E.  Service Fees

We acknowledge our acceptance (Client) to pay 35% in monthly bases of the profit to the Company for the business consultancy services in maximum 10days from the invoice date.

F.  Profit distribution

The company shall transfer the profits in monthly bases according to the client’s instructions and after each month in two (2) business days – bank transfer time is not included – and to the same in client’s deposit account.

G.  Commission

The company has the right to allocate a percentage (usually around 5% if not agreed otherwise) of the Service Fees as a commission to any employee, 3rd party individual or business entity against their efforts to introduce IPT Services and to bring more investors, the commission paid in monthly bases and after being collected from the investor’s, the commission is considered a continuous monthly payment as long as the investor services exists and his/her account are generating profits. The commission percentage is set through a separate agreement between IPT and the employee, 3rd party individual or business entity.

Applicable Law and Venue

The laws of UAE, govern these Terms of Use. You submit to the exclusive jurisdiction of the Courts of UAE and you waive any right you have to object to an action being brought in the Courts of UAE.

Revised January 2023